Start the application

Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

Start the application

Two warehouse managers in hard hats walking an aisle of stacked pallets.

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

What a working capital offer should show you

Every offer for this programme should state each of these, in writing, before you accept it.

  • Funding amountPublished for this programme: Up to $1M
  • Funding speedPublished for this programme: Within 24–48 hours
  • CostPublished for this programme: Starting at 4.5%
  • RepaymentPublished for this programme: Daily or weekly ACH
  • The total repaid, in dollarsAsk for it if the offer does not show it.

What it gives you

Why owners pick it

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

Stop one

Start the application

About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

Six programmes

The other five, and this one

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%