How it works
Three steps on your side of the road
The route above is what happens to the application. This is what you actually have to do.
Step 01
Fill in the short form
An amount, your contact details and a few questions about the business. No documents yet and no fee.
- About two minutes
- No documents to start
- No cost
Step 02
Take the call
A funding specialist gets in touch to go over what the business needs and to collect what the lenders will ask for.
- Questions answered by a person
- Bank statements gathered once
- One application, many lenders
Step 03
Pick your offer, or none
Compare what comes back, side by side. Accept one and, once approved, the money can land in as little as 24 hours.
- Amounts, terms and costs in writing
- No pressure to accept
- Funding in as little as 24 hours once approved
The route
Who sees your application, and when
Five stops, in order. Nothing skips ahead, and nobody outside this list sees it.
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You, on this site
You choose an amount, then give your name, your business's name and how to reach you.
Who sees itNobody yet. Nothing you type is sent until you press Continue on that second screen.
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Saved as you go
Pressing Continue saves what you have entered and is your consent to be called, texted and emailed about your application. The business questions follow — how long it has traded, what the money is for, roughly what it takes in each month — each saved as you answer, so a half-finished application is not lost.
Who sees itUS Biz Fund. Calls and texts may come from us, from LendSeek, or from a company contacting you for us, such as Boomsourcing.
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Submitted to LendSeek
When you submit, the application goes to LendSeek, our funding partner. It manages it from there and asks for what lenders need next: bank statements, ownership details and a signature.
Who sees itLendSeek.
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To the lenders
LendSeek takes your application to lenders and funding providers in its network. They may check business and personal credit before deciding whether to make an offer.
Who sees itThe lenders and funding providers asked to make you an offer.
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Back to you
Offers come back with their amounts, terms and costs. You compare them, ask whatever you like, and accept one or none.
Who sees itYou decide. Nothing is agreed until you accept.
That is the whole trip. We do not sell your application, and the companies above are named in our Privacy Policy rather than hidden behind the word “partners”.
The network's figures
The lending network at the end of the road
These are totals for the lending network US Biz Fund works through, not for US Biz Fund by itself.
Stop one
Start the application
About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.