Start the application

Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Start the application

A row of brick storefronts with striped awnings on a small-town main street.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes about two minutes: the amount, how to reach you and a few questions about the business. A specialist then comes back with the offers you qualify for.

What a term loan offer should show you

Every offer for this programme should state each of these, in writing, before you accept it.

  • Loan amountPublished for this programme: $20K – $1M
  • Funding speedPublished for this programme: Within 24 hours
  • Loan termPublished for this programme: 1–2 years
  • Interest ratePublished for this programme: As low as 6%
  • The total repaid, in dollarsAsk for it if the offer does not show it.

What it gives you

Why owners pick it

  • Repayment set out before you sign
  • Funded within 24 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

Stop one

Start the application

About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

Six programmes

The other five, and this one

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%